Rebate vs. 0% Interest - A Closer Look

Vehicle financing can be confusing if you don't do the calculations. It's easy to be attracted to advertisements with 0% Financing. What you don't readily see are those fine print restrictions that often go along with 0% Financing: credit scores greater than 750; 24 or 36-month terms; 10-20% down payment required; and selected vehicles only.

The following examples, based on Credit Union financing, at 2.95% APR, shows how taking the rebate with a Credit Union loan can result in significant savings.

Before you get started, talk with one of our Loan Counselors about Pre-Approval. With a Pre-Approval you can shop for your next vehicle with confidence knowing the price range that will fit your budget!

Purchase at a participating dealer who will send your loan application to us for faster processing!

Visit the Baltimore County Employees Federal Credit Union

If you decide to purchase your next vehicle after considering the above options, your Credit Union is here to help you with affordable Auto Loan Financing! Remember, it's the people who are the real heart of the Credit Union with personalized service from friendly staff, loyal members who utilize many cost-saving services, and dedicated volunteers who work to make the Credit Union a success. Stop by one of our three branches, or visit our website to learn more about your Credit Union and its vehicle lending program.... It's where you belong!